This constitutional charter establishes the lawful commercial existence of Mosaic Studio as a verified South African Sole Proprietorship. It serves as primary founding evidence for Meta Platforms Business Verification (WhatsApp Cloud API), First National Bank (FNB), PayFast KYC, SARS, and enterprise vendor registries.
1. Preamble & Statutory Legal Recognition
Under the common law of the Republic of South Africa, the Companies Act No. 71 of 2008, the Business Names Act No. 27 of 1960, and the Value-Added Tax Act No. 89 of 1991, an individual may lawfully conduct enterprise as a Sole Proprietor (Sole Trader / Eenmansaak) under an adopted business name without requiring incorporated juristic registration (Pty Ltd / CC) from the Companies and Intellectual Property Commission (CIPC).
Mosaic Studio is a lawfully established, active, and tax-registered commercial enterprise headquartered in Mpumalanga and providing bespoke digital engineering, cloud infrastructure, and software architecture services throughout South Africa.
2. Statutory Identifiers & Registered Entity Parameters
| Statutory Field | Official Verified Record |
|---|---|
| Trading Name | Mosaic Studio |
| Commercial Aliases | MMSO · Mosaic Web Studio |
| Legal Classification | Sole Proprietorship (Sole Trader / Lawful SA Enterprise) |
| SARS VAT Registration Number | 2114642180 (15% ZAR VAT on tax invoices) |
| Tax Invoice Prefix | MOS-xxxx (e.g. MOS-1001) |
| Primary Web Domain | https://www.mmso.co.za |
| Studio OS & Client Portal | https://app.mmso.co.za |
| Physical & HQ Address | 8 Akker Lane, Kriel, Mpumalanga, 2271, Republic of South Africa |
| Postal Address | 8 Akker Lane, Kriel, Mpumalanga, 2271, South Africa |
| Geo-Coordinates (GPS) | Latitude: -26.2528° S, Longitude: 29.2611° E |
| Official WhatsApp / Phone | +27 78 405 4651 (Direct: https://wa.me/27784054651) |
| Official Email | info@mmso.co.za · legal@mmso.co.za |
3. Scope of Enterprise & Authorized Operations
Mosaic Studio is authorized to execute the following commercial operations:
Engineering high-performance Next.js 16 and TypeScript web platforms with sub-second Core Web Vitals.
Operation of staging annotation engines, encrypted asset vaults, and digital collaboration hubs.
Integration of PayFast, Capitec Pay, and EFT gateways with automated SARS 15% VAT PDF invoicing.
Cloud telephony automation for client brief intakes, booking alerts, and project status notifications.
4. Verified Banking & Financial Settlement Credentials
Mosaic Studio conducts all commercial financial operations through First National Bank (FNB), a division of FirstRand Bank Limited:
| Financial Institution | First National Bank (FNB) |
|---|---|
| Account Name | Mosaic Studio |
| Account Number | 63221765580 |
| Branch Code | 250655 |
| Account Type | Personal Current Account (Dedicated Sole Proprietorship Facility) |
| Accepted Currencies | ZAR (South African Rand) |
5. Platform Verification Reviewer Instructions
When verifying Mosaic Studio:
• Legal Name: Mosaic Studio
• Phone: +27 78 405 4651
• Website: https://www.mmso.co.za
• Address: 8 Akker Lane, Kriel, Mpumalanga, 2271, South Africa
• VAT Registration: 2114642180